When we partner with you, we provide three essential components to make your employee benefit plan the best for you and your employees - at a price you both can afford:

• Benefit Consultation

  Benefit Consultation begins with our search of the insurance marketplace to find the best health, dental, life and disability plan that bridges your budget to the insurance needs of your employees and their families.  Then, we share with you our historical insight of the claim processing capability, turn-around time, "reasonable & customary" fee schedules, and the pre-existing medical limitations language of the carriers under consideration.  Finally, we frame the selected benefit plan with our service expertise so that your employees will truly appreciate - and value - the benefits your company provides.

• Help Desk

  Employee "Help Desk" is just that. We're the "on-call" benefits and claim advocate for your employees.  We're there to answer their claim questions and assure them they will receive the largest benefit payment your plan allows.

• Employer Administration Liaison

  The final piece of the partnership, Employer Administration Liaison, allows us to take on the role of your administrative liaison with the insurance carrier(s).  If you have billing or benefit questions, you call us, not the insurance carrier.  We handle the intricacies of employee benefit administration while you manage the day-to-day operations of your growing business.

  
  

  As an affiliate of the Lighthouse Group, we're able to offer a full spectrum of Business and Personal Insurance throughout our many offices in Michigan.